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The 2026 Owner-Operator CPM & Lane-Rate Index

What it really costs to run a truck per mile this year, what lanes are actually paying, and the gap between the two — in one living page, updated with real driver reports.

$2.26
Avg operating cost / mile (ATRI, 2024)
$1.78
Non-fuel cost / mile (ATRI marginal)
Lanes reported by drivers

What it costs to run a truck per mile in 2026

The American Transportation Research Institute's most recent analysis put the industry-average marginal cost of operating a truck at about $2.26 per mile (2024), with non-fuel costs at a record ~$1.78/mile. Fleets and solo owner-operators differ, so below is TruckMargin's illustrative model for a typical one-truck operation running ~9,000 miles/month — run your own exact numbers in the cost-per-mile calculator.

Cost bucket (illustrative solo O-O)Per mile
Fuel (6.5 mpg @ ~$3.95/gal diesel)$0.61
Truck & trailer payment$0.20
Repairs & maintenance$0.20
Tires & DEF$0.06
Insurance$0.09
Permits, IFTA, ELD, parking, phone$0.05
Operating cost before pay$1.21
Your own pay (the number drivers forget)$0.60
All-in cost per mile$1.81

Illustrative only — your payment, fuel economy, and miles change everything. The calculator uses your real figures. Diesel anchored to EIA retail data; see diesel cost per mile by state.

What lanes are paying (national spot benchmarks, mid-2026)

National-average all-in spot rates by equipment, for a quick gut-check. These are directional averages including fuel surcharge — your lane, season, and FSC will differ.

EquipmentAvg spot $/miCushion over $2.26 cost
Dry van$2.79+$0.53
Reefer$3.12+$0.86
Flatbed$3.60+$1.34

The breakeven gap (why "the wheels are turning" isn't enough)

On paper, a $2.79/mi van load clears the $2.26/mi cost of running the truck by about 53¢ a mile. But that cushion is measured on loaded miles. Add even 15% deadhead and the rate per total mile drops to roughly $2.43 — and the cushion shrinks to ~17¢. That's the whole game: a load only pays if the rate per total mile (loaded + deadhead) clears your cost per mile. Run any specific load through the load-profit checker to see it instantly.

What drivers are actually reporting

Crowd-sourced, self-reported, unverified — informational only, not a price recommendation. Lanes appear once at least three drivers have reported them. Add your lane →

Loading reported lanes…

Methodology & sources

Operating cost
American Transportation Research Institute (ATRI), Analysis of the Operational Costs of Trucking — ~$2.26/mi total, ~$1.78/mi non-fuel (2024).
Diesel
U.S. Energy Information Administration (EIA) retail on-highway diesel prices.
Spot benchmarks
National-average spot rates by equipment from public freight-market reporting; directional only.
Lane rates
Crowd-sourced from drivers via TruckMargin; aggregated and shown only at ≥3 independent reports per lane.

TruckMargin provides estimates for planning only and is not financial, tax, or accounting advice.

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