TruckMargin

THE INDEPENDENT OPERATOR’S TOOLKIT

It’s what
you keep.

A good-looking rate can hide a bad load. Put every mile and every cost in the picture.

Build my cost per mile

Free tools. No account required.

Does this load pay?

01 / LOAD CHECK

Dry-van example · 500 paid miles. Edit these USD assumptions.

WHAT YOU KEEP$290.00
19.3% margin
Entered costs $1,210.00Modeled profit

500 paid + 50 unpaid = 550 total miles

Profit is before income tax. Include owner pay and all operating costs in your cost per mile. Don’t know yours? Work it out below. Example offer: $3.00/paid mile. September 2026 national dry-van spot context: $3.01/mi including fuel. Your lane and costs will differ.

A CURRENT STARTING POINTUS diesel $6.276 / galWeek of Oct 19, 2026EIA source ↗

01 / WORK THE NUMBERS

Your truck. Your break-even.

Start with your costs.
Then put a load to the test.

Currency

Default costs are illustrative USD inputs. Distances are miles; fuel is per US gallon. Replace them with your records.

Cost / mile —Full breakdown ↓
Fixed costs (per month)
$
$
$
$
$
Driving & variable costs
mi
mpg
$/gal
$/mi
$/mi
Your pay
$/mi
Your all-in cost per mile —
Fixed cost / mile—
Fuel / mile—
Maintenance, tires, DEF / mile—
Your pay / mile—
Break-even rate (to cover everything)—

Target rate at your margin

%
Rate per mile to hit that margin —

Your cost profile stays in this browser for the load checker. Profit margin = profit ÷ revenue; the target rate uses cost ÷ (1 − margin).

LATEST FROM TRUCKMARGIN BRIEFS

A useful read for your next decision.

All briefs

02 / FIND YOUR NEXT ANSWER

A tool for the decision in front of you.

Focused calculators.
Clear inputs. Useful answers.

03 / SEE THE WORKING

Good decisions need
numbers you can check.

Every calculator starts with a stated formula. Reference data and illustrative assumptions are labeled separately, so you can decide what applies to your truck.

How TruckMargin calculates ↗
01

Start with your records

Payments, insurance, actual miles and your own pay. Defaults give you a starting point.

02

Count the whole job

Include unpaid travel and time spent loading, waiting or making deliveries.

03

Compare what remains

Separate compensation for your work from business profit. Check the formula before you quote.

THE SHORT ANSWER

How is trucking cost per mile calculated?

Cost per mile = fixed monthly costs ÷ total monthly miles + fuel price ÷ MPG + maintenance/tires per mile + owner pay per mile. Load profit is revenue minus that cost multiplied by all miles needed for the job.

Worked example: $3,000 in monthly fixed costs over 10,000 miles is $0.30/mile. Add $0.80 fuel, $0.20 maintenance/tires and $0.50 owner pay: total cost is $1.80/mile. A 500-mile job costs $900; at $1,200 revenue it leaves $300 profit, a 25% margin. These are illustrative inputs.

DATA & METHOD

Diesel: EIA, week of Oct 19, 2026, released Oct 20. Freight context: DAT September 2026 all-in spot averages, published Oct 13: van $3.01, reefer $3.62, flatbed $3.61 per mile. USD national benchmarks; lane results vary. Market data JSON.

A FEW PRACTICAL QUESTIONS

Understand the number.

How do I calculate trucking cost per mile?

Divide monthly fixed costs by all miles driven, then add fuel per mile, maintenance, tires and your own pay per mile. Fuel cost per mile is fuel price per gallon divided by MPG. Use all miles, including unpaid travel.

Should I include my own pay?

Yes. Owner-driver compensation is a cost of doing the work. Include it before measuring business profit, so a load has to cover both the truck and your time.

How does deadhead affect load profit?

Unpaid pickup, return and repositioning miles still use fuel and truck capacity. Total-mile rate is load revenue divided by paid plus unpaid miles. The load checker compares that rate with your all-in cost.

Is profit margin the same as markup?

No. Margin is profit divided by revenue; markup is profit divided by cost. To target a 20% margin, divide cost by 0.80. A 20% markup gives about a 16.7% margin.

Can I use these tools in Canada?

The main calculator accepts USD or CAD entries, but switching currency only changes the label; it does not convert amounts. Enter all costs in the selected currency. Distances remain miles and fuel uses US gallons. Country-specific tax and fuel tools state their own scope.

Are the default numbers current market averages?

The diesel default is the EIA US national on-highway average for the week of October 19, 2026. Load benchmarks use DAT September 2026 national spot averages including fuel surcharge. Other default costs are illustrative assumptions. Replace them with your own records; national benchmarks do not predict a particular lane.

Does TruckMargin replace bookkeeping or tax advice?

No. These are planning tools for comparing costs and jobs. They do not replace bookkeeping, tax filings or advice specific to your business.

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